Risk Disclosure

Holding Period

Rare coins and bullion should be considered a long-term investment. Customer should be prepared to hold any item purchased for at least a three to five-year period, and preferably five to ten years to maximize the potential for gains. Customer should only invest capital that can be held for at least this estimated period of time.

Customer acknowledges that Kingsley Gold Group makes no guarantee or representation that Customer will make a profit at the expiration of such period of time. Customer further acknowledges that Kingsley Gold Group does not provide investment advice.

Customer Assumes the Risk of Investment(s)

Customer assumes the risk of all investment decisions regarding all purchased items.

Kingsley Gold Group makes no guarantee or representation regarding Customer's ability to profit from any purchase or any representation regarding any tax implications of any purchase.

In no event shall Kingsley Gold Group or its employees or agents be held liable for any direct or indirect damages arising from Customer's purchase.

Kingsley Gold Group disclaims any express or implied warranties, including the warranty of merchantability, and any warranty as to the grade or description of any item.

Customer alone decides what items to buy and when to buy or sell. Kingsley Gold Group does not guarantee the profitability of any purchase nor does Kingsley Gold Group guarantee that Customer will be able to sell any item purchased for a profit in the future.

Customer's Investment Objectives and Financial Situation

Kingsley Gold Group may assist Customer in selecting coins for a portfolio or collection. However, the decision to purchase coins, and which coins to purchase, is ultimately the Customer's alone.

Customer acknowledges that any assistance provided does not create a fiduciary relationship between Kingsley Gold Group and Customer.

Kingsley Gold Group does not provide tax, investment, or legal advisory services. No one associated with Kingsley Gold Group is authorized to render such advice.

Any written or oral statements by Kingsley Gold Group, its principals, agents, or representatives relating to future events constitute opinions only.

Customer further warrants that he or she has had the opportunity to discuss the risks of this investment with independent financial advisers and was not coerced into deciding to purchase the item(s).

Disclaimer of Damages

In no event, and under no legal theory, whether contract, tort, or otherwise, shall Kingsley Gold Group, its principals, agents, representatives, subsidiaries, or affiliates be liable for any direct, indirect, special, incidental, punitive, or consequential damages of any kind whatsoever, including but not limited to damages resulting from loss of profits, wages, or business, even if Kingsley Gold Group is advised of the possibility of such damages.

Volatility of Market

The success of an investment in coins is dependent in part upon external economic forces including supply, demand, international monetary conditions, inflation, or the expectation of inflation.

The impact of these forces cannot be predicted with certainty.

Customer acknowledges that the coin market can be volatile and that coin prices may rise or fall over time.

Rare coins are not suitable investments for anyone seeking current income.

Kingsley Gold Group shall not be liable for loss caused directly or indirectly by any exchange or market ruling, government restriction, force majeure (including but not limited to acts of God, fire, war, insurrection, riot, communications or power failure), or any other cause beyond the reasonable control of Kingsley Gold Group.

No Refunds Except as to Counterfeit Coin(s)

Kingsley Gold Group shall not be obligated to accept returns of any coin(s) for refund other than counterfeit coins returned in their original holders within ninety (90) days of purchase.

In the case of counterfeit coins, Kingsley Gold Group's liability shall be limited to refund of the purchase price or replacement of the coin(s).

Kingsley Gold Group expressly disclaims any further liability, including liability for lost profits or consequential damages.

In no event will Kingsley Gold Group be liable for replacement or refund if more than ninety (90) days has elapsed since receipt.